Privacy Policy

Information We Collect

When you create an account with StationWaveFusionCore, we collect information necessary to provide our budget automation services. This includes your name, email address, and financial account information that you choose to connect through our secure third-party integration partners.

Our system also collects usage data to improve your experience, including login timestamps, feature usage patterns, and device information. This helps us identify which automation rules work best and where we can enhance the platform's performance.

How We Use Your Information

Your financial data powers our automation algorithms that categorize transactions, create budgets, and send spending alerts. We analyze patterns in your spending to suggest budget optimizations and identify potential savings opportunities.

We never sell your personal information to third parties or use it for advertising purposes. Your data exists solely to power the budget automation features you've signed up to use.

Data Security and Storage

All data transmission between your browser and our servers uses TLS 1.3 encryption. Financial information is encrypted using AES-256 encryption standards and stored in geographically distributed data centers with multiple backup systems.

Our development team follows strict security protocols - no individual employee can access your financial data without multiple authentication steps and audit logging. We conduct quarterly security assessments and maintain compliance with Malaysian Personal Data Protection Act 2010 requirements.

Your Privacy Rights

Under Malaysian data protection laws, you have several rights regarding your personal information. You can request a complete copy of all data we've collected about you, including transaction categorizations and spending pattern analysis.

If you want to modify or delete specific information, you can do this directly through your account settings for most data types. For more complex requests, like exporting all historical budget data or permanently deleting your account, contact our privacy team and we'll process your request within seven business days.

Third Party Services

Our platform integrates with several financial data providers to connect your bank accounts securely. These services - primarily Yodlee for local Malaysian banks and Plaid for international accounts - have their own privacy policies that govern how they handle your banking credentials.

We also use analytics services to understand how users interact with different budget automation features. This data is aggregated and anonymized before being shared with analytics providers. Individual user behavior is never transmitted to third parties.

Customer support interactions may be processed through Zendesk to track resolution times and common issues. Support conversations are encrypted and automatically deleted after two years unless you specifically request longer retention for ongoing technical issues.

Data Retention

We retain your financial transaction data for as long as your account remains active plus an additional three years to comply with Malaysian financial record-keeping requirements. Budget categories, spending patterns, and automation rules are kept for the same period.

Account login information and profile data are deleted within 90 days of account closure, though you can request immediate deletion if needed. Anonymized usage statistics may be retained longer for product development purposes, but these cannot be traced back to individual accounts.

Changes to This Policy

We review this privacy policy every six months and update it when we add new features or change how we handle data. Significant changes will be emailed to all users at least 30 days before they take effect.

Minor clarifications or updates to contact information may be made without advance notice, but we'll note the revision date at the bottom of this policy. You can always find the current version at stationwavefusioncore.com/privacy-policy.